Ryan Parker

yOUR INSURANCE ADVISOR

Parker Health Agency

HEALTH IS THE FOUNDATION

OF EVERYTHING.

TAKE CONTROL OF YOUR HEALTHCARE

I’M HERE TO HELP

Your Insurance Advisor


With Parker Health Agency, my purpose is to assist individuals and their families by presenting an extensive array of coverage choices.


My unwavering commitment lies in Helping Other People Everyday, fostering hope and security. Unlike certain other companies, I will wholeheartedly delve into limitless coverage possibilities for both you and your loved ones.


Don’t hesitate to ask any questions you might have—I’m well-prepared with the answers you need to discover the best coverage tailored to your unique requirements. 🛡️

American State Texas

How can I benefit you?

Honesty First:


You know what they say: Ignorance is bliss. But not when it comes to your health insurance. Sure, you know how much you pay when you see the doc or when you hit your limit, but there’s more to it than that. Health insurance is like a superhero that swoops in to save you when things get tough. I’m here to help you unleash its superpowers so that you can face any obstacle with confidence.

You’ve got this—and I’ve got you covered.


Unlocking Insurance Wisdom: Most people skim through their insurance policies without diving into the details. But health insurance is more than just co-pays and deductibles. It’s your safety net. I’m here to break it down for you, giving you the confidence to navigate your policy effectively. Remember, you’re in control.


Empowering You: Health insurance isn’t just paperwork—it’s your shield against life’s uncertainties. By understanding the nuances, you gain peace of mind. Let’s demystify insurance together, ensuring you’re well-prepared.


Taking Charge of Your Policy: Instead of letting insurance dictate terms, let’s flip the script. I’ll walk you through the intricacies, so you can make informed decisions. After all, it’s your policy—own it!


Risk, Rates, and You: Private insurance often offers better cost-effectiveness than public marketplace plans. Why? Because insurance revolves around risk. If you’re healthy and low-risk, shouldn’t your rate reflect that?

Let’s explore your options. 🛡️


Let's dive into the 2023 Health Insurance Extravaganza!

Talk around town is that folks were shelling out an average of $588 a month for solo health coverage and a whopping $1,437 for a fab family of four across the nation. But hold up – the plot twist is, even with these splurges, lots of peeps are in the dark about the full scoop on their coverage perks. It's like having a VIP pass but not knowing where the party's at or how to snag those sweet benefits! Time to get in the know, health style. 🎉

Forget the rumors! Private coverage is often the savvy choice, beating ACA, Obamacare, or healthcare.gov plans – especially for the health-conscious folks.


Why splash out on steep premiums when you're practically a medical unicorn?

Some folks think missing Open Enrollment means waiting forever for health insurance.


Newsflash: that's just for the government plans! Private plans are the cool cats available all year round, offering primo benefits without breaking the bank.


***A Little Personal Note***

I saved myself almost $1500 the first year I got on a private plan!


Services with Parker Health Agency

Group Health Plans


For your small business health insurance needs.

Individual & Family Plans


Public Marketplace or Private Plans offerings will give you options, so that you can decide what’s best for you, and your family’s needs.

Supplemental Coverage


Customize your plan options to match your budget and coverage needs.


This may include, but is not limited to,

Vision, Dental, Accident, Life, Income Protection, Deductible Compensation, Discounts for in-network businesses, etc.


A Mission of HOPE

At Parker Health Agency, our purpose is to assist individuals and their families by presenting an extensive array of coverage choices. Our unwavering commitment lies in Helping Other People Everyday, fostering hope and security. Unlike certain other companies, we wholeheartedly delve into limitless coverage possibilities for both you and your loved ones. Don’t hesitate to ask any questions you might have—we’re well-prepared with the answers you need to discover the best coverage tailored to your unique requirements. 🛡️


“He who has health, has hope.

He who has hope, has everything”

— Thomas Carlyle

FAQs

Do I only have the "open enrollment" time period to be able to set up private insurance?

That is only for ACA/Obamacare and government plans. Private insurance is available year-round.

What are the biggest differences between ACA/Obamacare, Employer plans, and Private insurance?

ACA/Obamacare is major medical coverage that you cannot be denied for due to any pre-existing conditions. It is most affordable IF you get a government subsidy on the monthly premiums. If you aren't getting that discount, it is way more expensive than most plans out there.

Employer plans are AMAZING for the employee themselves BUT the minute you add a family member (spouse or kids or both) on to the plan, that premium is going to skyrocket. This is because employers usually give benefits towards their employees but the family will be paying full price to be added on to the plan.

Private insurance is health-based so there is an application process because not everyone may qualify based on health. Because you're healthy, you're getting a preferred rate so it is cheaper than most plans with BETTER coverage.

Is private insurance expensive?

It is much less expensive than you likely think! From personal experience, I switched to private and saved $1332 for that year alone, just for myself!

Are these year long contracts?

No required length of time- you have the plan because you need it.

Will these plans cover me anywhere I go?

YES! Nationwide coverage, on and off the job. They are PPO plans so you aren't limited to coverage in your zipcode/county like many plans.

What is the fee for your services?

No fee, I'm happy to help :)

What are insurance prices based on?

Public Marketplace (aka ACA/Obamacare plans) are based on income and age. Private plans are based on health.

In most cases the only way to make coverage any cheaper is to either remove benefits or reverse age. Can't say I have that superpower!

Do you have other insurance plans as well?

I have Medical/Health, Dental, Vision, Life, Supplemental, Critical Illness, Income Protection (aka Short term disability) and access to everything out there so I am happy to guide you in the right direction if you are needing something specific!

Contact Parker Health Agency


Don’t hesitate to get in touch and arrange a complimentary consultation.

Sometimes, a brief phone call can be invaluable in providing the answers you seek!

Telephone Handset in a Circle

817.382.1114


Ryan@parkerhealthagency.com


Email Icon
LinkedIn Logo 蓝白领英社交媒体
White Facebook Logo Social Media Icon

Ryan

Ryan Parker

yOUR INSURANCE ADVISOR

We offer responsive support across various platforms to ensure your convenience and satisfaction.

We value your privacy and understand the significance of keeping your personal information confidential. Therefore, we guarantee that your data will never be disclosed to any third party.